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We bought a $630,000 house and moved my mom into the basement apartment. It's helped us care for her and build wealth.

Juli Ford and with her daughter and mother on the couch
Juli Ford lives in a multigenerational house with her family.

Lucy Lu for Business Insider

This 'as-told-to' essay is based on a conversation with Juli Ford, a 57-year-old real estate agent and certified senior advisor based in Massachusetts. It has been edited for length and clarity.

When my children were young, we saw my parents all the time.

We lived very close to each other in South Plymouth, Massachusetts, and my parents always helped with the kids. From the time they were born, Wednesdays were Grammy and Grampy Day.

My dad got sick in 2005. When we learned in the summer of 2011 that he probably didn't have much time left, we talked about what life would be like after he was gone, including where my mom would live.

the exterior of Juli Ford's home
The family's house fits three generations.

Lucy Lu for Business Insider

When he passed in December 2011, my mom was not ready to live with us. At 68, she had never lived on her own. She'd been with my dad since she was 15.

Then, in April 2015, a house in Pembroke, Massachusetts, about 30 minutes from South Plymouth, came on the market. The second I saw it online, I thought, "Oh, this is perfect."

The house had a beautiful in-law apartment

The house is 4,300 square feet, and the basement is about 800 square feet. Upstairs, there are three bedrooms and 3.5 bathrooms.

three-story floor plan of a multigenerational house with an in-law apartment
The floor plan, which is not drawn to scale, shows that the basement apartment is reserved for the grandmother.

BI

My mom fell in love with the home's basement apartment. It's full of beautiful natural light. It's one bedroom with a den, a full kitchen, a fireplace, its own laundry, 1.5 baths, its own outdoor patio, and two entrances.

We made an offer within two days. We bought the house in April 2015 for $630,000.

My mom had no interest in ownership. Instead, she made a financial contribution toward the down payment equal to what she would have paid in rent for the next five years.

Juli Ford's living room with two couches and two chairs
The living room is a communal space.

Lucy Lu for Business Insider

She also gave us money every year for utilities. Last year, she started making a bigger monthly contribution to help cover household expenses. She essentially has not had to pay rent for 10 years, and as the house gets older, the cost of maintaining it grows.

It was a dream when we first moved in

Juli Ford's mother sitting in her kitchen
Ford's mother has her own basement apartment.

Lucy Lu for Business Insider

My mom helped me a lot with my kids, especially with their schooling. My kids were 10 and 11 when she moved in, and they were homeschooled. We drove around a lot because we were going to museums and other activities in Boston. She sometimes helped with driving, and she became their English teacher because her first career was teaching English.

Grammy Wednesdays continued when we moved into the house, and my kids, who are 20 and 22 now, would go down and visit her on their own.

My mom has exceptionally good boundaries. I'm sure we did things differently than she would have done with our kids, but she's always been very good at keeping her opinions to herself.

Juli Ford standing in front of her staircase
Ford bought the house with her mother in mind.

Lucy Lu for Business Insider

My mom is still independent, but needs our help now

At 82, she's a bit less independent than she was 10 years ago because of health issues. Still, she has privacy: I don't know everything that she does all the time, and we can go days without seeing each other. Other times, we see each other a lot more often.

We have had a few medical emergencies with my mom, so I got in the habit of keeping my phone next to my bed. There have been a few times that she's had to call me.

Juli Ford's mother sitting on a recliner
Ford's mother also has her own living room.

Lucy Lu for Business Insider

I cannot imagine how much harder it would be to be a daughter of an aging mom if we weren't in the same house. I would be so much more concerned about her being alone and getting lonelier. It would be more time-consuming for me if I had to go somewhere else to support her.

The house gave us other financial benefits

In the beginning, the only financial benefit I really thought about of combining households was that we could get a nicer house than my husband and I could afford on our own.

Juli Ford's office space in her multigenerational house
The office space.

Lucy Lu for Business Insider

Around the time we got this house, my brother's family went through a foreclosure after his wife had been hit by a drunken driver and had a traumatic brain injury. They had a lot of housing instability during that time because she was unable to work and had massive medical bills. They were not sure where they were going to live.

Because we combined households with my mom, we were able to tap into the equity in this house to help them. We took out a home equity loan and bought a small, lovely house, and rented it to them. We weren't really making any money on it, but the rent was paying the bills.

Within two years, they recovered their credit enough that they purchased the house from us. They were able to rebuild their financial well-being in that house.

Juli Ford with her mother and daughter
The three generations all share one home.

Lucy Lu for Business Insider

We used the proceeds from the sale to buy a vacation property in Vermont, which we turned into an Airbnb for four years. When we sold it, we paid off our kids' student loans.

We were all able to build wealth because we combined households with my mom. We feel so proud and grateful. It's not something I saw coming 11 years ago.

I see multigenerational living as one of the most compelling solutions to our elder care and affordable housing crises. Bringing families together around this is really an underutilized solution.

Read the original article on Business Insider

The best and worst looks celebrities wore to the Vanity Fair Oscars after-party

A side-by-side of Teyana Taylor and Heidi Klum at the 2026 Vanity Fair Oscar Party.
There were hits and misses when it came to fashion at the Vanity Fair Oscar Party.

Taylor Hill/FilmMagic/Neilson Barnard/Getty Images

  • After the 2026 Academy Awards, many stars celebrated at Vanity Fair's Oscars after-party.
  • Teyana Taylor and Kendall Jenner turned heads in striking looks on Vanity Fair's red carpet.
  • Others, like Heidi Klum and Keke Palmer, missed the mark with their after-party ensembles.

The Academy Awards ceremony might last a few hours, but insiders know Oscars night runs even later thanks to Vanity Fair's annual after-party.

Celebrities attended the 2026 event on Sunday in high-fashion looks, with many taking bigger risks with their after-party ensembles than they did with their Oscars red-carpet outfits.

For some, like "Heated Rivalry" stars Connor Storrie and Hudson Williams, those risks paid off, as they wore eye-catching looks. But others, including Kylie Jenner and Heidi Klum, missed the mark with their after-party outfits.

Take a look at some of the best and worst looks from the 2026 Vanity Fair Oscars party.

Teyana Taylor looked flawless in a backless gown.
Teyana Taylor at the 2026 Vanity Fair Oscar Party.
Teyana Taylor at the 2026 Vanity Fair Oscar Party.

Steve Granitz/Getty Images

Taylor, who was nominated for best supporting actress for "One Battle After Another," donned a white Chanel gown for the after-party.

The front of the slip-style, floor-length dress was simple, with a V-neckline and ruched bodice, while the plunging back was anything but. The straps were adorned with gold thread, and stars were embroidered on each strap. It was a celebratory and sexy look.

The base of Anya Taylor-Joy's look was far too simple.
Anya Taylor-Joy at the 2026 Vanity Fair Oscar Party.
Anya Taylor-Joy at the 2026 Vanity Fair Oscar Party.

Taylor Hill/Getty Images

She hit the carpet in a black, sleeveless romper and semi-sheer tights. The Dior piece had a cowl neckline, a small mesh cutout across the chest, and extra-short shorts.

It was so simple that it didn't match the actor's standout Tiffany & Co. diamond necklace or her bow-shaped hat.

Michael B. Jordan looked cool in brown.
Michael B. Jordan at the 2026 Vanity Fair Oscar Party.
Michael B. Jordan at the 2026 Vanity Fair Oscar Party.

Amy Sussman/Getty Images

The "Sinners" star celebrated winning his first Oscar in a brown suit, which included a double-breasted jacket and wide-legged trousers.

Three brooches on his lapel and brown sunglasses made the outfit pop.

A major element of Priyanka Chopra Jonas' gown didn't make sense.
Priyanka Chopra Jonas at the 2026 Vanity Fair Oscar Party.
Priyanka Chopra Jonas at the 2026 Vanity Fair Oscar Party.

Steve Granitz/Getty Images

Her golden Stella McCartney gown, which was sleeveless and form-fitting, looked glamorous on the actor.

Unfortunately, it was lined with thick brown faux fur along its hem, which contrasted with the glimmering material and distracted from the overall look.

Kendall Jenner proved that baby blue is her color.
Kendall Jenner at the 2026 Vanity Fair Oscar Party.
Kendall Jenner at the 2026 Vanity Fair Oscar Party.

Doug Peters/Getty Images

Jenner's Chanel gown hugged her figure. It had a scooped neckline and spaghetti straps, and sparkly embellishments covered the dress from head to toe. Larger embellishments on the neckline and waistline added even more drama.

She paired the gown with Tiffany & Co. jewelry and Gianvito Rossi shoes. It was simultaneously effortless and stylish.

There were too many sheer panels on Heidi Klum's dress.
Heidi Klum at the 2026 Vanity Fair Oscar Party.
Heidi Klum at the 2026 Vanity Fair Oscar Party.

Karwai Tang/Getty Images

The supermodel arrived at the Vanity Fair party wearing a yellow gown designed by Chrome Hearts. It had a plunging halter neckline and hip-high slits, all covered in embroidered mesh.

The latter detailing didn't work for her. A classic yellow gown without the slits and mesh would have looked more streamlined and elegant.

Simone Ashley stunned in silver.
Simone Ashley at the 2026 Vanity Fair Oscar Party.
Simone Ashley at the 2026 Vanity Fair Oscar Party.

Christopher Polk/Getty Images

Tamara Ralph designed Ashley's glittering, floor-length gown. The standout feature of the form-fitting gown was its bejeweled, asymmetrical neckline, seemingly inspired by a peacock feather.

Aquazzura shoes and Buccellati jewelry completed Ashley's look.

Kim Kardashian's golden gown, on the other hand, was forgettable.
Kim Kardashian at the 2026 Vanity Fair Oscar Party.
Kim Kardashian at the 2026 Vanity Fair Oscar Party.

Lionel Hahn/Getty Images

Her Gucci look, straight off the runway, featured a high neckline, long sleeves, a floor-length skirt, and all-over sparkles.

On another celebrity, it might have looked striking. On Kardashian, though, it was far too simple. It won't be remembered among her best Oscar-night outfits.

Mia Goth's simple dress had a fun surprise in the back.
Mia Goth at the 2026 Vanity Fair Oscar Party.
Mia Goth at the 2026 Vanity Fair Oscar Party.

Taylor Hill/Karwai Tang/Getty Images

Goth's black Dior gown looked simple from the front, with an arched, strapless neckline and tea-length skirt.

However, the back revealed a short, white skirt made of layers of embroidered, fluffy tulle for a fashion-forward flair.

Sofia Vergara's gown leaned too bridal.
Sofia Vergara at the 2026 Vanity Fair Oscar Party.
Sofia Vergara at the 2026 Vanity Fair Oscar Party.

Steve Granitz/Getty Images

Many celebrities wore white at the Oscars and the Vanity Fair party. So technically, Vergara was right on trend with her white Zuhair Murad halter gown.

The details of her dress, though, looked more fitting for a bride than a red-carpet star. It had all-over crystals, a diamond-shaped cutout, and flowing white fabric that hung from her shoulders, resembling a veil.

Odessa A'zion made a daring fashion choice, and it worked for her.
Odessa A'zion at the 2026 Vanity Fair Oscar Party.
Odessa A'zion at the 2026 Vanity Fair Oscar Party.

Doug Peters/Getty Images

Harris Reed designed the avant-garde gown for the "Marty Supreme" actor.

Voluminous, arched sleeves with tassels sat on her shoulders, giving way to a black bodice with a large cutout in the center of her chest. The rest of the bodice was leopard print, while the skirt was made of layers of multicolored fabric trimmed with the same tassels that sat on her shoulders.

The contrasting elements felt cohesive on A'Zion. She paired the bold dress with Pandora jewelry.

There was too much going on with Rita Ora's look.
Rita Ora at the 2026 Vanity Fair Oscar Party.
Rita Ora at the 2026 Vanity Fair Oscar Party.

Lionel Hahn/Getty Images

Rita Ora is known for her bold fashion, which usually works for her. At the Vanity Fair party, though, it was tough to focus on a single element of her Tamara Ralph outfit.

She wore a floral embroidered gown that was sheer from her shoulders to her hips. That's where a satin skirt wrapped around her legs and extended into a long train. She also wore a massive feathered hat.

Ditching the latter accessory might have let the dramatic gown shine more.

Hudson Williams and Connor Storrie coordinated their looks for a memorable fashion moment.
Connor Storrie and Hudson Williams at the 2026 Vanity Fair Oscar Party.
Connor Storrie and Hudson Williams at the 2026 Vanity Fair Oscar Party.

Amy Sussman/Getty Images

The "Heated Rivalry" stars both wore sheer, black shirts to the Vanity Fair Oscar party, walking the red carpet together in their matching looks.

Balenciaga designed Williams' sleeveless, high-neck shirt, which billowed slightly and formed a floor-length train. He paired the bold top with black trousers and shoes.

Storrie's Saint Laurent top was more form-fitting, with a high neckline and long sleeves. He also wore black trousers and shoes, but he carried a brown stole and wore a bold Tiffany & Co. choker for added drama.

LaKeith Stanfield's ensemble looked more like a costume than a red-carpet look.
LaKeith Stanfield at the 2026 Vanity Fair Oscar Party.
LaKeith Stanfield at the 2026 Vanity Fair Oscar Party.

Christopher Polk/Getty Images

He wore a gray suit comprising tailored trousers, a white button-up shirt, and a blazer with satin lapels and coattails. In place of a tie, he wore a silver neck scarf with fringe and a small bow.

Though the outfit was eye-catching, it looked a bit like a historical costume. A cropped jacket and a flat neck scarf could have made the outfit sharper.

Gabrielle Union shimmered her way down the red carpet.
Gabrielle Union at the 2026 Vanity Fair Oscar Party.
Gabrielle Union at the 2026 Vanity Fair Oscar Party.

Chad Salvador/Getty Images

Designed by Celia Kritharioti, the halter neckline of Union's silver gown plunged to nearly her navel, while the back was completely open. She played up the sparkles in the gown's fabric with Tiffany & Co. jewelry, including a bold pendant that sat on her chest.

Union looked glamorous and sexy for Vanity Fair's event.

Kylie Jenner's gown looked like it was missing a piece.
Kylie Jenner at the 2026 Vanity Fair Oscar Party.
Kylie Jenner at the 2026 Vanity Fair Oscar Party.

Taylor Hill/Getty Images

She arrived at the party in a black Alexander McQueen design. It had a halter top with a deep V-neckline, shining fabric that hugged her body, and a feathered skirt and train.

Though the dark color looked strong on Jenner, its design was a bit too simple.

It also had an odd triangular cutout at the hip, which made the dress appear unfinished.

Colman Domingo looked sharp in silver and gray.
Colman Domingo at the 2026 Vanity Fair Oscar Party.
Colman Domingo at the 2026 Vanity Fair Oscar Party.

Amy Sussman/Getty Images

Domingo's Jacquemus suit put a fun twist on a pinstripe look, as the stripes were silver instead of white. His collar was popped on one side and folded over on the other, offering an asymmetrical look.

Domingo brought even more glamour to his outfit with a brooch and jewelry from Boucheron.

Keke Palmer could've had a stronger fashion moment.
Keke Palmer at the 2026 Vanity Fair Oscar Party.
Keke Palmer at the 2026 Vanity Fair Oscar Party.

Rodin Eckenroth/Getty Images

Palmer walked the red carpet in a purple, velvet Gucci set. The long-sleeve, high-neck top was actually a bodysuit, and the low-waisted, floor-length skirt revealed peeks at Palmer's hips.

The outfit had some cool elements, but it ended up looking pretty one-note on Palmer because of the heavy fabric. A more interesting fabric or a different neckline may have brought more dimension to the look.

Robert Pattinson and Suki Waterhouse were one of the best-dressed couples.
Suki Waterhouse and Robert Pattinson at the 2026 Vanity Fair Oscar Party.
Suki Waterhouse and Robert Pattinson at the 2026 Vanity Fair Oscar Party.

Amy Sussman/Getty Images

The longtime couple walked the Vanity Fair red carpet together in beautiful black-and-white ensembles.

Waterhouse's two-piece from Tamara Ralph featured a backless, metallic top that looked like peacock feathers curving around her body. The high-waisted skirt was fitted, and a floor-length, sheer cape trailed behind Waterhouse. She wore Stuart Weitzman shoes and Messika jewelry.

Pattinson's tuxedo suit was pretty simple, but he made it fun by wearing a brooch on his neck instead of a tie.

Alysa Liu wore a dark minidress that overpowered her.
Alysa Liu at the 2026 Vanity Fair Oscar Party.
Alysa Liu at the 2026 Vanity Fair Oscar Party.

Taylor Hill/Getty Images

Louis Vuitton designed the Olympic champion's black dress, which was adorned with gray and black textured embellishments.

The dress was cool, and it was fun to see Liu wear it with black tights and pointed-toe heels. However, the garment's high neckline and boxy sleeves looked ill-fitting on Liu's small frame. A dress with a softer shape would have worked better for Liu.

Wunmi Mosaku looked pretty in purple.
Wunmi Mosaku at the 2026 Vanity Fair Oscar Party.
Wunmi Mosaku at the 2026 Vanity Fair Oscar Party.

Taylor Hill/Getty Images

Louis Vuitton designed Mosaku's lilac ensemble for the Vanity Fair party.

The strapless dress was embroidered with a floral pattern, which she paired with a floor-length train made of layers of purple fabric that looked like flower petals.

Mosaku was nominated for best supporting actress for "Sinners" at the Oscars.

Lauren Sánchez Bezos' black gown was a great choice, while Jeff Bezos' tuxedo was lackluster.
Lauren Sánchez Bezos and Jeff Bezos at the 2026 Vanity Fair Oscar Party.
Lauren Sánchez Bezos and Jeff Bezos at the 2026 Vanity Fair Oscar Party.

Christopher Polk/Variety via Getty Images

Sánchez Bezos went vintage for the Vanity Fair party, wearing a black John Galliano gown from 1995. The strapless piece had a V-shaped peplum on the waistline, and the slit in the center of the floor-length skirt mirrored its shape.

She leaned into the all-black look with sheer, black tights and Christian Louboutin heels. She also added jewelry by Lorraine Schwartz and Lisa Klein to the ensemble.

While Sánchez Bezos was among the best-dressed of the night, her husband was among the worst. Bezos' black tuxedo was fine for the occasion, but there wasn't anything interesting about it.

Read the original article on Business Insider

The best-dressed celebrities at the 2026 Oscars

Chase Infiniti attends the Oscars in March 2026.
Chase Infiniti attends the Oscars in March 2026.

ANGELA WEISS / AFP via Getty Images

  • The 2026 Oscars are taking place at the Dolby Theatre in Los Angeles.
  • Celebrities arrived at the 98th Academy Awards in stunning gowns and bold suits.
  • Chase Infiniti and Rose Byrne wore some of the best looks of the event.

After months of anticipation, the biggest night in cinema has finally arrived: the 2026 Oscars.

Stars are gathering at the Dolby Theatre in Los Angeles on Sunday to celebrate the best films of the year at the 98th Academy Awards.

The Oscar races are especially tight in 2026, as it seems any of the outstanding contestants in the top awards categories could leave with a gold trophy tonight.

The looks on the Oscars red carpet, on the other hand, have been more obvious hits (or misses). When Chase Infiniti arrived in custom Louis Vuitton, it was clear she'd be making the best-dressed list, as was the case with Rose Byrne in Dior.

Take a look at the best looks celebrities wore to the 2026 Oscars.

Elle Fanning
Elle Fanning attends the Oscars in March 2026.
Elle Fanning attends the Oscars in March 2026.

Arturo Holmes/Getty Images

She walked the red carpet in a white Givenchy ball gown fit for royalty. The strapless design featured metallic wisteria petals across its bodice and along the bottom of its skirt, which added an elegant sparkle to the look.

Fanning, nominated for best supporting actress for "Sentimental Value," also wore a diamond Cartier choker necklace from 1903. It was shaped like leaves.

Jessie Buckley
Jessie Buckley attends the Oscars in March 2026.
Jessie Buckley attends the Oscars in March 2026.

John Shearer/WireImage/Getty Images

The "Hamnet" star, nominated for best actress in a leading role, chose a two-toned look from Chanel.

It had a strapless, off-the-shoulder bodice made of red satin and a flowing, floor-length skirt in baby pink. The gown also had a short train. She completed the elegant ensemble with a diamond tennis necklace and sparkling earrings.

Joe Alwyn
Joe Alwyn attends the Oscars in March 2026.
Joe Alwyn attends the Oscars in March 2026.

Arturo Holmes/Getty Images

Alwyn, who also starred in "Hamnet," looked sharp at the 2026 Oscars.

He wore a matte-black blazer, matching trousers, and a classic white button-up top with a statement collar. For accessories, he chose a diamond brooch, a silver watch, and a deconstructed satin bow tie.

Demi Moore
Demi Moore attends the Oscars in March 2026.
Demi Moore attends the Oscars in March 2026.

Mike Coppola/Getty Images

Moore stunned on the Oscars red carpet in a dramatic, strapless gown. It had long black feathers across the chest, smaller green ones on its bodice, and more feathers decorating its floor-length skirt.

The actor, who is presenting at the show this year, added earrings and a sparkling bracelet to the look.

Kieran Culkin
Kieran Culkin attends the Oscars in March 2026.
Kieran Culkin attends the Oscars in March 2026.

JC Olivera/WWD via Getty Images

A presenter at the 2026 Oscars, Culkin walked the red carpet wearing a chocolate-brown suit jacket with black trousers and a matching button-up top.

He also wore flashy gold accessories, including a statement Hublot Classic Fusion Chronograph watch and a glittering brooch.

Arden Cho
Arden Cho attends the Oscars in March 2026.
Arden Cho attends the Oscars in March 2026.

Arturo Holmes/Getty Images

The "KPop Demon Hunters" voice actor walked the red carpet in a strapless, see-through gown made from sparkling black lace.

Designed by Miss Sohee, the floor-length design hugged her body and was complete with ruffled green arm bands that reached the floor. The latter were decorated with embroidered images of birds and flowers.

A thick diamond choker sat on her neck, and she wore Louboutin shoes.

Shaboozey
Shaboozey walks the Oscars red carpet in a black suit.
Shaboozey attends the 2026 Oscars.

Gilbert Flores/Penske Media via Getty Images

The musician, who is performing at the 2026 Oscars, looked dapper in a black-and-white Campillo suit and Christian Louboutin shoes. His suit included a matte-black jacket, a matching vest, and a white high-neck blouse.

He also sported multiple diamond and pearl accessories, including two brooches, earrings, and tassels hanging from his trouser waistband.

The statement piece, though, was his $91,600 white-gold Chopard L'Heure du Diamant watch.

Li Jun Li
Li Jun Li attends the Oscars in March 2025.
Li Jun Li attends the Oscars in March 2025.

ANGELA WEISS / AFP via Getty Images

The "Sinners" star stood out in red on the Oscars red carpet. Her strapless gown was made of satin and featured dramatic fabric swirls that created its 3D bodice.

Those same swirls also extended into a long train, which complemented the floor-length gown's lace-up skirt.

Chase Infiniti
Chase Infiniti attends the Oscars in March 2026.
Chase Infiniti attends the Oscars in March 2026.

John Shearer/WireImage/Getty Images

The "One Battle After Another" actor looked like a princess at the Oscars. She wore a sleeveless, lilac gown with a cowl neckline and a ruffled skirt. It was custom-made for her by Louis Vuitton.

Infiniti completed the look with a multicolored De Beers choker.

Rose Byrne
Rose Byrne attends the Oscars in March 2026.
Rose Byrne attends the Oscars in March 2026.

Jeff Kravitz/FilmMagic/Getty Images

Byrne arrived on the red carpet in a strapless Dior mermaid gown. It was crafted from opaque black fabric and embellished with beaded floral designs. Her jewelry, a golden necklace shaped like a flower, matched.

She was nominated at this year's Oscars for best actress in a leading role after starring in "If I Had Legs I'd Kick You."

Read the original article on Business Insider

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